Recreational Therapist in Michigan — Money Diary

Occupation: Recreational Therapist
Industry: Healthcare
Age: 33
Location: Southern Michigan
My Salary: Unemployed (laid off in January 2022)
My Husband’s Salary: $51,000
Net Worth: ~$180,000 combined (Our assets include our house ($57,000 left on the mortgage, house worth $130,000+), our trailer (valued at $10,000), our car (valued at $10,000), our 401(k)s ($40,000 in mine, $53,000 in husband’s), joint savings of $10,000, and our daughters’ 529 account: $4,700, minus debt.)
Debt: husband’s student loans: $17,650, mortgage: $57,000
My Paycheck Amount (biweekly): Currently $0 (Prior to losing job my net paycheck was $1,185.)
My Husband’s Paycheck Amount (biweekly): $1,615
Pronouns: She/her

Monthly Expenses
Mortgage: $580
Husband’s Car Payment: $218
Husband’s Student Loan Payment: On hold, but $200 when payments resume.
Energy: $150-$250
Gas: $50
Internet/Streaming Services: $125
Cell Phone: $130
Car Insurance: $250
529 Contribution: $100
Husband’s 401(k): $254

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